There's plenty of stupid to go around, but if we start locking people up for stupid, well, that's going to be a difficult world to live in.

well, they can start making room for the stupid-in-this-particular-way-on-the-side-of-the-lending by releasing all the (IMO) foolishly imprisoned 'victimless crime' committers (mostly zero tolerance mandatory sentenced drug 'dealers').

If we're going to lock up stupid, let's lock up the ones who were stupid at other people, thus harming the entire frekking economy, as opposed to those who were arguably mostly stupid just to themselves.